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QUESTIONS & ANSWERS
What is gap insurance and what does it cover?
As cars can depreciate in value quickly, gap insurance covers the difference between the amount you paid for your car and the amount your car insurer would pay if it was written off or stolen.
What are the different types of Gap Insurance?
There are three common forms of Gap Insurance: Return to Invoice, Return to Value and Contract/Lease Hire Gap. We can help you compare products which are suited to your specific requirements.
Do I need gap insurance?
You only need gap insurance if you want to cover your car up to the price you paid for it initially. This might be useful if you would prefer a new car in the event that your car is written off, or if you have an outstanding loan on your current car.
Can I purchase gap insurance by itself?
Gap insurance can be purchased as an individual product online, or as part of a package via an insurer or car dealer. Make sure you shop around to get a good deal and don’t be pressured into buying a policy from your dealer.
Who offers the best gap insurance?
There are a number of gap insurance providers who offer various levels of cover. With InsureMyStuff4Less you can compare policies based on price, duration and features to get a policy which suits your needs.