Let’s face it, shopping for insurance isn’t that much fun. You probably don’t want to spend hours researching different kinds of insurance and gathering quotes whilst you could be travelling or camping! However if you are one of the many customers who renew your insurance at the end of each year without checking to see if you can get a better deal, you could be losing £100’s per year. So here are our top tips to help you get cheap motorhome insurance.

Shop around

Avoid the trap of auto-renewing your insurance. It may be easy but it can cost you £100’s or even £1000’s. So shop around instead. Comparison websites make the process easier than ever by letting you compare motorhome insurance quotes online from various providers to help you get a better deal. Once you’ve got your quotes you can either click and buy online or, if you prefer a more personal approach, you can call the provider directly with a quote reference to discuss the policy in more detail.

At Insure My Stuff 4 Less we are dedicated to helping you find cheap motorhome insurance. We compare quotes from a wide selection of trusted insurers to help you save time and money. Our insurers cover the majority of motorhomes including VW Campervan, Compact, American RV, Van Conversion and Coachbuilt. Our website is designed to make that process as easy as possible by enabling you to compare quotes from a huge selection of insurers after entering your details just once. You can easily select the cover you desire (based on price, type and optional extras) and be safely transferred to the insurer for purchase.

We’ve been helping customers get cheap motorhome insurance for over 6 years, so you know that you are going to get great cover, at a great price.

Don’t leave it last minute

It can be tempting to put off sorting out your insurance. Many people purchase insurance the day before their existing policy is due to expire, however if you do this you may be forced to make a decision without doing enough research. Data also suggests that you could save money by purchasing your insurance well in advance of your renewal date.

Choose your excess

Excess is the amount that you pay in the event of a claim. There are two types of excess, voluntary and compulsory. A compulsory excess is normally a non-negotiable amount that you have to pay, details for this will be made apparent by your insurer during the quote process and after your receive your policy.

A voluntary excess is a negotiable amount that you are willing to pay. Normally, the higher the voluntary excess that you offer to pay in the event of a claim, the lower your premium will be. Adjusting your variable excess is the easiest way to reduce quotes, however don’t be tempted to set your excess too high. Remember that you would have to pay this in the event of a claim so avoid setting it to an unmanageable amount. By saving yourself a few quid today you could be risking £100’s in the future.

That’s it. Ready to save money? Get a quote today!